
Life Insurance
Ease Your Loved Ones' Financial Burden
Guaranteed Whole Life Insurance is a permanent policy designed to protect your family's financial future. It provides benefits that can cover end-of-life costs, and it builds cash value that can be accessed in emergencies.
Key Benefits
- Guaranteed acceptance for ages 45-85 (ages 50-75 in NY)
- Coverage ranges from $2,000 to $25,000 (up to $25,000 in WA)
- Benefits remain the same regardless of age or health
- No medical exams or health questions
- Affordable premiums that remain fixed
Ethos Term Life Insurance
Customized term length
10, 15, 20, 30-year terms.
Benefit amounts
$20,000 to $2 million
Policy issue ages
18-69 or annual renewal up to age 80
Extra features
- No medical exams
- A few brief health related questions
- Protects high-risk customers
- Underwrite customers instantly
- Pay and activate coverage immediately or later upon approval
- All terms policies are renewable
* Ranges and criteria vary based on the term life product
Ethos Final Expense
Benefit amounts
From $2,000 to $30,000
Policy issue ages
Up to 80
Details
- No medical exams
- Guaranteed acceptance
- Accrues cash value and allows policy loans
