Recreational Vehicle Insurance
What are Texas' RV insurance requirements?
If you have a motorhome in Texas, you need RV insurance with liability coverage that meets or exceeds the limits below (which are the same as Texas car insurance requirements):
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$30,000 in bodily injury per person
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$60,000 in total bodily injury per accident
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$25,000 in property damage per accident
You typically don't need liability coverage on a trailer insurance policy. Instead, the liability coverage on the towing vehicle's policy extends to your trailer. However, if your travel trailer is also your permanent residence, then you can add full-timer's liability coverage. Full timer's gives you more liability protection in case someone injures themselves in or around your trailer.
ou can lower the cost of motorcycle insurance in Texas with motorcycle insurance discounts such as:
- Multi-policy discount
- Defensive driver discount
- Motorcycle license/endorsement discount
- Safe and steady rider discount
- Association membership discount
Discounts vary by state, but you may qualify for the following
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*Original owner: You're the original owner; you're entitled to a discount on your boat insurance policy.
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*Multi-boat discount: If you insure more than one watercraft on your Progressive boat policy, you’ll earn a discount.
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*Safety course: Complete a Texas-approved safety course and earn a discount.
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*Multi-policy discount:
